How to Identify a 2017 $1 Bill With Ladder Serial Number — Collectors Offering Up to $60K

2017 $1 Bill : If you’re the kind of person who barely glances at your cash before stuffing it in your wallet, now might be the time to start paying closer attention. Hidden in plain sight, a 2017 $1 bill with a special serial number pattern known as a “ladder” could be worth up to $60,000 to collectors.

Yes — a single dollar bill, still worth $1 at the store, could fetch you enough to buy a luxury car, cover a year of college, or pay off a sizable portion of your mortgage.

So what exactly is a ladder serial number, and how do you know if you have one? Let’s break it down.

What Is a Ladder Serial Number?

ladder serial number is a rare and visually satisfying sequence where the digits appear in ascending or descending order without interruption. On U.S. paper money, this typically means:

  • Ascending Ladder: 12345678
  • Descending Ladder: 87654321

Since U.S. paper currency serial numbers are made up of 8 digits (not including the prefix and suffix letters), there are only two perfect ladder combinations possible. That makes them exceedingly rare — and extremely valuable to collectors who specialize in “fancy serial numbers.”

Why 2017 $1 Bills?

The 2017 series $1 bills are modern and widely circulated, which makes it surprising — and exciting — that some of the most valuable ladder notes have appeared in this series. Because these notes are still being used daily, there’s a chance that one might still be in circulation, waiting to be discovered.

The thrill of the hunt has pushed collectors to scour bank straps, cash drawers, and change piles, hoping to spot one of these prized rarities.

How Much Are They Worth?

perfect ladder (e.g., serial number 12345678 or 87654321) in crisp, uncirculated condition can command anywhere from $25,000 to $60,000 at auction or through private sales. Even near-ladder notes — such as:

  • 01234567
  • 23456789
  • 98765432

— can still be worth hundreds or thousands if in excellent condition.

  • Uncirculated notes
  • Centered printing with good margins
  • Low or interesting prefix/suffix letters

How to Check Your 2017 $1 Bill

Look closely at the serial number, which appears twice on the front of the bill — on the upper right and lower left corners.

Here’s what to check:

  1. Count the digits — There should be 8 numbers.
  2. Look for a perfect sequence — 12345678 or 87654321
  3. Avoid gaps or repeats — 12344567 is not a ladder.
  4. Check for condition — Folds, dirt, or tears decrease value.

Also, note that the serial number has a prefix letter (like “B”) and a suffix letter (like “G”), which don’t affect the ladder value but might impact collectibility.

Can You Still Find These in Circulation?

Yes — though extremely rare, ladder serial number bills have turned up in circulation. Since most people never check serial numbers, a ladder note can easily go unnoticed.

Collectors recommend:

  • Asking for $1 bills in straps from banks
  • Checking change from purchases
  • Watching online marketplaces like eBay for undervalued notes

What If You Think You Found One?

If you believe you’ve found a perfect or near-perfect ladder serial number, here’s what to do:

  1. Do not spend it.
  2. Avoid folding or damaging the note.
  3. Store it flat in a protective sleeve (available at coin or hobby shops).
  4. Have it professionally graded by PMG (Paper Money Guaranty) or PCGS Banknote.
  5. Consult collectors or auction houses for estimated value.

Grading helps establish authenticity, condition, and marketability — all of which can significantly raise the final sale price.

Final Thoughts: Is Your Dollar Bill Worth $60,000?

In the world of numismatics and fancy serial numbers, rarity and eye appeal are everything. A perfect ladder serial number is about as rare and visually impressive as it gets on a $1 bill. And the best part? You don’t need to be a professional collector to find one — you just need sharp eyes and a little luck.

So go ahead — check those wallets, drawers, and pockets. That next trip to the store might hand you back a dollar worth more than some people’s annual salary.

TIP: Keep a magnifier and sleeve handy. You never know when your next piece of “boring” cash could change your financial story forever.

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